PEOPLE in Hampshire are at risk of losing their homes due to financial difficulties and the high cost of housing in many areas, according to a new report published by the charity Shelter.

The county is in the top 20 of Shelter's cash crisis list. The survey found that across the country as a whole one person in five has struggled to pay their rent or their mortgage.

To help people cope Shelter is launching Shelternet, a free online housing advice service to extend the help it offers to anyone facing a housing problem.

Shelter's report includes new MORI Social Research Institute poll findings which show just how widespread the housing crisis is.

Of those who pay for their housing, 43 per cent have worried about or been unable to pay their rent or mortgage, representing almost 11 million people.

Two per cent, equivalent to half a million people, were unable to pay last month's rent or mortgage.

In total 11 per cent have previously been unable to pay their rent or mortgage.

Christine Parrish, director of Shelter's housing services, said: "Most people seek our help when they are in immediate danger of losing their homes or are already homeless but we can help before a crisis occurs.

"Our message is to act sooner, use Shelternet and find out your rights before your problems escalate."

Some groups are particularly vulnerable especially the 28 per cent who pay for their housing who have no savings.

With the average rent or mortgage payment in England £403 a month Shelter is warning that a sudden change in circumstances will put their homes at risk.

Advice on housing problems can now be obtained on www.shelternet.org.uk