I WOULD just like to again make people aware of the chance to claim back all penalty charges that have been placed on your bank account over the last six years.

I, like many others have had to face ridiculous penalty charges for unauthorised overdrafts, unpaid cheque and direct debit fees from my bank over the years.

If you have the Internet then www.bbc.co.uk provides full guidelines and template letters for applying for a refund on all the charges.

My brother recently went through this process and although he had to pay £80 court fees, he got this and over £600 of penalty charges back when he won. I plan to do the same and I urge anyone who has received these charges to apply. There has never been a case lost as yet. Your bank does not stand a chance.

Lisa Wolf, Southampton.